Starting a new job is exciting, but what happens to the retirement savings you've already built up? Leaving your 401(k) behind with your previous employer may mean missed opportunities for growth, flexibility, and security. Now is the perfect time to take control of your retirement funds by rolling over your 401(k) to an IRA, and here’s why it's a smart move.
More Investment Choices: Unlike traditional 401(k)s, IRAs offer a wider range of investment options, allowing you to better customize your retirement portfolio.
Potential for Tax-Deferred Growth: Keep your savings growing tax-free until retirement, and explore options that better suit your risk tolerance and long-term goals.
Increased Control & Flexibility: With an IRA, you’re in charge, enabling you to make investment decisions that align with your personal financial plan.
Our Verification Process
The National Producer Number is a unique NAIC identifier assigned through the licensing application process. NPNs are assigned to all individuals and most business entities on the PDB (Producer Database).
The Producer Database (PDB) is a central repository of producer licensing information updated on a timely basis by participating state insurance departments. Currently, the PDB includes information from all 50 states, as well as the District of Columbia, Guam, Puerto Rico and Virgin Islands.
Verification Partner: www.nipr.com
The License & Producer Verification feature is specifically designed to operate within countries and jurisdictions where it is legally permissible and where active partnerships with relevant organizations are in place. This ensures that the service is provided accurately and responsibly, relying on the support and collaboration of local entities that are authorized to verify and provide such information. As such, availability of this feature is contingent upon our ability to establish and maintain these critical partnerships, which play a crucial role in facilitating the verification process and ensuring the feature's efficacy and compliance with local regulations.
Providing Peace of Mind for Families and Businesses. I help you Avoid Financial Disaster by helping you become debt free, providing protection against loss, increasing income and protecting your assets
As a veteran Insurance Agent and retirement income specialist with years of experience, I have dedicated my career to helping individuals and families secure their financial future through comprehensive insurance solutions. As a retirement planner, my whole goal is to protect your assets by developing a custom retirement strategy for you that can eliminate debt and protects you from down markets, while at the same time ensuring stable capital growth on a tax-favored basis and factors in financial protection for you from critical and chronic illnesses. My deep understanding of the various types of insurance policies and retirement planning strategies combined with a keen insight into clients' unique needs, allows me to offer personalized advice and coverage options. I pride myself on building lasting relationships with clients, guiding them through life's changes and ensuring their life insurance evolves with their needs.
(813) 728-3714 [email protected]
Principal Protection: The key feature of a Fixed Index Annuity is that it protects your initial investment (principal) from market downturns, meaning you cannot lose your original money invested, even if the stock market falls.
Market-Linked Growth: While protecting your principal, FIAs still allow you to participate in a portion of the stock market's positive gains by linking their returns to a market index like the S&P 500, offering potential for growth.
Guaranteed Lifetime Income Options: Choose annuity options that can provide guaranteed income throughout your retirement, ensuring you never outlive your savings.
Predictable Returns: Although not guaranteed, FIAs provide a degree of predictability in returns as they are tied to the performance of a specific market index, offering some stability compared to directly investing in stocks.
Tax-Deferred Growth Potential: Like other retirement investments, FIAs grow tax-deferred, helping you keep more of your hard-earned money.
An estimated 1 in 5 U.S. workers have left behind or forgotten 401(k) retirement accounts, according to estimates by Capitalize, a financial services company. Source: CNBC
IRAs Offer More Investment Options Compared to 401(k) Plans – An IRA is typically held by a brokerage or investment firm. In general, it offers more investment options than a 401(k), but contribution limits maybe much lower. Source: Investopedia
Nearly 7 in 10 retirees who own an annuity are more confident their savings and investments will not run out if they live to age 90, compared with 57% of retirees who don’t own an annuity, the 2016 LIMRA survey found. Source: Kiplinger
Because your values and goals are personal to you, a one-size-fits-all solution simply won't do.
Consulting with an experienced professional can help you explore options to find the right balance of benefits tailored to your needs.
As your life evolves, so do your needs. I’ll be there to help you every step of the way.
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